Houseowners Cover: Buildings, Outbuildings &
their fixtures & fittings, Paths &
Driveways, Walls, Fences & Gates (usually
including gate motor) and Carports. INSURERS
TERMS.CONDITIONS & EXCLUSIONS APPLY.
Household Goods Cover: Contents of the
residence, including its outbuildings.
Personal belongings (clothing and personal
effects), Equipment & Appliances,
Furnishings, Outdoor Garden Equipment and
Furniture, Limited Business Goods and
Equipment. INSURERS TERMS.CONDITIONS &
EXCLUSIONS APPLY.
Personal and Extended Personal Liability
Cover: Cover provided for the Insured if
found to be legally liable (negligence must
be proven) for accidental death, bodily
injury, illness, or loss or damage to
property. INSURERS TERMS.CONDITIONS &
EXCLUSIONS APPLY.
General All Risk Cover: Worldwide Cover for
items usually worn on or carried by the
insured. INSURERS TERMS.CONDITIONS & A
NUMBER OF EXCLUSIONS APPLY.
Specified All Risk Cover: Cellular phones,
mobile devices, sporting equipment, tools,
stamp & coin collections, money and
documents, furs and leather jackets,
wheelchairs, guns. INSURERS TERMS.CONDITIONS
& EXCLUSIONS APPLY.
Motor Cover: Private Motor Cars, Goods
Vehicles (GVM not exceeding 3500kg’s), 4x4 &
4x2 vehicles (GVM not exceeding 3500kg’s),
Motorcycles, Quad Bikes, Scooters, Caravans,
Trailers, Golf Cars, Recreational Tractors
and various fitted accessories to all items
under this category. INSURERS
TERMS.CONDITIONS & EXCLUSIONS APPLY.
Watercraft Cover: Boats, Jet Ski’s, Rubber
Dinghies, Yachts, Rowing Watercrafts used
for pleasure and private purposes including
all fitted accessories. INSURERS
TERMS.CONDITIONS & EXCLUSIONS APPLY.
Personal Computer & Laptop Cover: Worldwide
All Risk Cover for Computers, Laptops and
Appurtenances. INSURERS TERMS.CONDITIONS &
EXCLUSIONS APPLY.
Legal Costs: Legal costs arising out of a
civil court case against the Insured where
it is necessary to defend criminal charges.
INSURERS TERMS.CONDITIONS & EXCLUSIONS
APPLY.
Bereavement Expenses: Funeral Cover INSURERS
TERMS.CONDITIONS, EXCLUSIONS, AGE LIMIT AND
WAITING PERIOD FOR PRE-EXISTING CONDITIONS
APPLY.
Hospital Cash Plan: Daily Compensation
whilst hospitalised. INSURERS
TERMS.CONDITIONS & EXCLUSIONS APPLY.
Premium Waiver for Retrenchment/Redundancy: Premiums paid up for a maximum of 6 months.
INSURERS TERMS.CONDITIONS & EXCLUSIONS
APPLY.
Identity Theft: Compensation for debt
incurred as a result of another person or
entity assuming your identity. INSURERS
TERMS.CONDITIONS & EXCLUSIONS APPLY.
Home Employers Labour Dispute Cover: Compensation provided for amounts that the
Insured may be held legally liable for in
the dismissal of or unfair practice towards
domestic staff.
SASRIA (Riot) Cover: Accidental or
Intentional damage to property arising out
of Riot, Strike, Lock-Out, Public Disorder,
Civil Commotion, Political Activities or
Government Protests. INSURERS
TERMS.CONDITIONS & EXCLUSIONS APPLY.
Other: ROADSIDE/HOUSEHOLD EMERGENCY COVER –
product specific.
